Coverage Policy

Last revised: April 21, 2017

Renter agrees that he/she is responsible and legally liable for any damage to the vehicle during the term of rental agreement. Such liability shall exist regardless of whether said damage is caused by the act of the Renter or by a third party, and regardless of whether Renter is at fault or not.

Renter represents that his/her insurance policy is paid up to date and that it will remain in effect during the term of this agreement and provide coverage for any damage to the vehicle and any other liability, whether to Envy. rent or a third party, arising from the Renter’s operation of the vehicle.

Envy.rent Coverage

Renter can purchase different types of insurance through Envy. rent. It is optional and not required in order to rent a vehicle.

We recommend to buy CDW+TP for all international travellers or if you don’t have or don’t want to use your own insurance.

CDW releases the Renter of all financial responsibility for unintentional damages to the rental vehicle. No deductibles.

CDW is not insurance. If Renter purchases CDW, Envy. rent agrees, subject to the actions that invalidate CDW listed below, to contractually waiver Renter’s damage responsibility for all of the cost of damage to, lessor theft of, Vehicle or any part or accessory and related costs regardless of fault or negligence.

CDW is voided if there is a violation of contract (DUI, unauthorized driver, off-roading, etc.)

CDW DOES NOT APPLY to lost or damaged keys, key fobs, tires and wheels, windshield, battery, transponders, optional accessories, cleaning, or any liability imposed by law.

If the car is not transportable Renter is responsible for any transportation payments until the car is delivered to Envy. rent office (tow, parking, etc).

CDW Exclusions

The following shall invalidate CDW:

  1. If Vehicle is damaged when used or driven:
    1. by any person other than Renter or AAD(s) without Owner’s prior written consent;
    2. by any person if there is reasonable evidence the driver was impaired by the use of alcohol, narcotics, intoxicants, or drugs, used with or without a prescription;
    3. by any person committing a felony or otherwise engaged in a criminal act;
    4. in a race or speed contest;
    5. to tow or push-anything;
    6. outside the other states;
    7. under authority of any driver’s license that is suspended, revoked, invalid or does not belong to the driver;
    8. to transport persons or property for hire;
    9. in a wanton or reckless manner or if Vehicle is deliberately damaged;
    10. on an unpaved road or off road;
    11. to transport explosives, chemicals, corrosives or other hazardous materials or pollutants of any kind;
  2. If Renter misrepresents facts to Owner pertaining to rental, use, or operation of Vehicle;
  3. If Vehicle’s interior components are stolen or damaged when Vehicle is unlocked or keys are not secured;
  4. If Renter fails or refuses to provide Owner, police, or other authorities with a full report of any accident or vandalism involving Vehicle or otherwise fails to cooperate with Owner, police, or other authorities in the investigation of any accident or vandalism;
  5. If Vehicle is stolen and Renter fails to do any of the following:
    1. return the original ignition key and Owner’s key tag identifying Vehicle;
    2. file a police report within 24 hours after discovering the theft;
    3. cooperate fully with Owner, police and other authorities in all matters connected with the investigation of the theft;
    4. ensure that Vehicle’s ignition is turned off at the time Vehicle is stolen.

We recommend to buy SLP to all international travellers if you don’t have insurance that covers third parties liability.

SLP provides the Renter and authorized drivers with an aggregate single limit up to $1,000,000 for third party liability claims. Such as bodily injury, death and/or property damage arising out of the use or operation of the rental vehicle.

If Renter does not purchase SLP, the Renter, or their insurer, is responsible to cover liability for injuries or death to third parties or damage to a third parties property if the Renter or authorized driver is at fault in an accident.

SLP Exclusions:

  1. Loss arising out of an accident which occurs while Renter is under the influence of alcohol or drugs, or other substances unless prescribed by a physician;
  2. Loss arising out of bodily injury, death or property damages sustained by Renter or any relative or family member of Renter who resides in the same household;
  3. Loss arising out of the operation of Vehicle by any driver who is not Renter;
  4. Liability arising out of or benefits payable under any uninsured or underinsured motorist law, in any state;
  5. Liability arising out of or benefits payable under any first party benefit law, medical payments, no-fault or any similar law to the foregoing, in any state;
  6. Bodily injury, death to an employee or the spouse, child, parent brother or sister of that employee arising out of and in the course of employment by Renter;
  7. Property damage to property transported or in the care, custody or control of Renter;
  8. Damage to Vehicle;
  9. Liability arising out of the use of Vehicle, which was obtained based on false, misleading or fraudulent information;
  10. Loss arising out of the use of Vehicle when such use is otherwise in violation of the terms and conditions of the Rental Agreement.